Review
Globalization on our planet leads to globalization of relations among all its inhabitants. At present, the demand for digital money is very high. Digital internet currencies »are still secure, based on the internet, accessible currencies, helping everyone without a bank account in gaining access to funds and also allowing fast and cheap funds transfers without any geographical restrictions. The popularity of smart phones in developed countries and the speed of their expansion in developing countries allows companies such as MyCryptoBank to offer a complete banking platform service. We can use it only by having a smartphone and debit card. The popularity of digital banking in the world does not slow down. Comfort, speed and security - not only additional benefits for users, they are standard requirements in the modern "client-bank" relations system.
One direction that determines the future of the bank's business, is banking based on blockchain technology. This technology is much faster, more efficient and less error than traditional automatic clearing house (ACH). Blockchain can save time and money for banks and make practical payments for users. However, the nature of the decentralized blockchain can significantly prevent fraud and criminal actions. Smart Contract is one of the most interesting elements of blockchain banking. Smart This contract allows users to convert money, shares and other assets in a safe and non-conflict manner. Like traditional contracts, smart contracts define rules of agreement and penalties for their performance. However, the most important thing is that this smart contract automatically fulfills bonds.
MyCryptoBank is an online bank that allows each registered client in the electronic bank system to create various bank operations, additional operations with cryptocurency (payment processing, debit cards, cheap credit and investment products, use of crypto assets as credit security and others) based on technology Blockchain without visiting the department. So, MyCryptoBank provides client remote access services to bank accounts, products and services to conduct banking operations. MyCryptoBank - offers its clients a versatile banking service platform, which represents a hybrid system that combines digital and traditional currencies. The use of digital currencies makes operations faster and cheaper, while traditional currencies guarantee practical acceptance and validity. One account combination allows clients to simultaneously use profits from both currencies.
MyCryptoBank will become a fully digital bank, accessible throughout the world at any time. This will function like a normal bank but without a bank and front office department that maximally relies on new digital technology. This will enable MyCryptoBank to become one of the cheapest banks in the world with a very profitable cost-profit ratio. MyCryptoBank will be the first bank for the crypto community, allowing clients to receive and send crypto and fiat money and exchange between cryptocurrency and fiat money in the bank. With MyCryptoBank it will be permitted to make deposits, receive loans and loans. The bank will create an infrastructure that will allow regulation of property rights and sellers to pay for goods for companies and online services. Clients will be able to accept bank cards and with that assistance they will collect funds available through any ATM in the world and also make payments at stores, restaurants etc. For the convenience of clients, the bank plans to install ATMs and crypto ATMs, assisting in cryptocurrency purchase and cash receipt operations at minimum costs. MyCryptoBank will represent commercial banks with all of their services, and remain loyal to cryptocurrency and the crypto community. In other words, MyCryptoBank - is an online bank that allows each client to carry out various bank operations, coupled with cryptocurrency operations such as payment operations, debit cards, credit and cheap investment products. And it is also possible to use crypto assets as credit security. All of these services will be available to clients without visiting the bank office.
The MyCryptoBank project was developed on blockchain technology, taking into account the criteria below, in addition to processing speed. MCB tokens are smart contracts, which are used in various bank applications. Each application is decentralized, consisting of 2 basic parts - smart contracts and user interfaces (UI), simplifying communication procedures between users and contracts. The client base of several banks contains millions of users, which require a fast and feasible scale. If the client is asked to pay additional fees for the blockchain network, he will reorganize the development of the bank and the growth of the client database. Thus, blockchain platforms with almost zero transaction costs must be chosen for implementation. Bank products and software must keep up with the times and continue to grow, which requires proper updates of software code and security patches without hard forks. Many bank applications make large calculations, so parallel computing is needed to speed up the application.
The minimum time for the transaction to get confirmation in sufficient and permanent amounts. Operating capabilities with different blockchain assets - an important feature, needed for configuration in banking solutions, supporting multicurrency services. MCB tokens are issued on the EOS platform, being the only platform at this time, fulfilling all the criteria listed. EOS is based on the DPOS (Delegated Proof Of Stake) consensus algorithm and modification of Byzantine endurance errors. Current consensus algorithms ensure low transaction costs, high application execution speeds and have been proven to be reliable on networks such as Bitshares and Steem. In addition, EOS supports the possibility of inter-network communication (between Blockchain Communications), facilitating the development of multicurrency banking applications.
MCB has started to sell it. And now in the Pre-ICO stage. You need to know Sales of MCB tokens have reached Softcap in just a few weeks. So there is no doubt that this project has so many enthusiasts, because in my opinion this project also has the potential to have good prospects for the future.
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